Overview

Few places offer the same beauty and comfort as San Diego, CA. Located on the Pacific coast, San Diego residents enjoy a diverse city with a myriad of activities and endless miles of beaches. Many of the city’s residents spend their time on the beach, oftentimes participating in water sports and activities like scuba diving and surfing. Considering the temperature in San Diego averages 55 to 77 degrees Fahrenheit year-round, there is little wonder why the beach is such a favorite hangout year-round. Indoor and non-beach activities in San Diego range from fine dining experiences to shopping to nature-related events. There is never a dull moment in San Diego.

Families appreciate the safe, tight-knit communities that make up the city. It is a great place to raise a family, a place you can sleep well and worry-free at night. There is some crime, of course, but it is minimal, especially in comparison to other cities in the state. San Diego is home to an amazing education system for students in all grade levels. Students at San Diego University can earn degrees in courses like liberal arts and business administration. San Diego Christian University is a secondary college in the city.

2158 Listing Found in San Diego, CA

Buying a Home in San Diego

Choosing the perfect home in San Diego requires you to research the neighborhoods, pricing, and of course, the features and layout of the home. Do not rush to buy a home, even when eager to do so. Without proper research, you may regret the purchase a short time later. Every buyer has unique needs from the next. Research ensures you find the right home in the right neighborhood. San Diego is a unique city and each area has its vibe and attitude. Fitting in here is simple when you find yourself in the right neighborhood. 

Shoppers on a budget do well with homes in the La Jolla neighborhood. Celebrities hang out amidst locals here and beaches often fill early in the day. There is never a dull moment in the La Jolla area, yet it is affordable enough that you can get out and enjoy life. Head to Imperial Beach if you love the beach but are not into watersports and the extremes. You can find a unique blend of single-family homes and townhomes for sale here. Neighborhoods near the zoo are more suited for families with small children. There are a few great neighborhoods to choose from if you come to the city with your family in tow. 

Point Loma has great homes with spectacular beach views. This neighborhood is perfect for anyone that wants a waterfront home and large homes with modern features and functionality. Oversized windows and views of the downtown skyline are additional highlights of the neighborhood. Although Point Loma feels like another world, the city is a few short miles away.

Other popular San Diego neighborhoods include Mission Hills, Hilltop, and South Mission. Shoppers looking for affordable housing head to South Mission while North Mission is packed with luxurious properties. North Park, near downtown, is another unique and popular neighborhood. It is home to many college students and 20-somethings. Many of the city’s top bars and clubs can be found in the North Park neighborhood.

Buying Vs. Rent-to-Own Homes

Downpayments, taking out a home loan, and other requirements often cause fear for many buyers shopping for a home. Rent-to-own eases the fear, giving shoppers more time to save up for a downpayment and get better odds for a loan without worrying about a home in the meantime. Once you enter a rent-to-own contract, you can move into the home immediately as a renter and when the contract ends, have the option to buy the home. Rent to own homes offer both buyers and sellers a plethora of benefits. If traditional buying options do not suit your needs, make your dreams come true via the rent to own process in San Diego CA. 

Cost of Living in San Diego

Living in San Diego comes at a cost of about 30% higher than other California cities and the U.S. Despite the added costs of living, many people would not live anywhere else. San Diego is an amazing place to call home, filled with life’s greatest pleasures and cozy, comfortable living. San Diego is versatile and diverse and has tons of great beaches and things to do for every personality. The added cost of living is a small price to pay for the beauty and splendor that you now call life. 

Rent to Own Realtors

If you decide that rent-to-own is beneficial to your house buying needs, find a private seller. Most realtors do not work with rent-to-own buyers because the profit is not immediate so it really does not benefit them to do so. Many owners in San Diego offer their homes for sale with a rent-to-own option. Unlike realtors, private owners do benefit from using a rent-to-own option. Our listings highlight some of the best homes. You can find homes on our list in many neighborhoods throughout the city. New listings are frequently added so check back often if you do not find what you like today.

Rent-to-own contracts usually expire within three years of signing. During this time, you can move into the home and use it as normal. You’ll pay an option fee at the initial signing. Then, each month you pay a premium with the monthly rental rate. The premium payment is used for the down payment. You can save more money for the down payment during the contract period. Furthermore, it provides buyers time to improve their credit so they get loan approval at the time the contract ends.

Summary

Living the American dream through the purchase of a home is simple with both traditional and rent-to-own options available. San Diego is costlier than living in other cities, but you will not pay a little more to enjoy life on the Pacific coastline and the other benefits that come as a resident. Learn more about rent-to-own, browse our listings, and make your homeownership dreams come true.