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Rent to Own Homes in Charlotte


Two things make Charlotte attractive: a thriving business environment and the National Association for Stock Car Auto Racing (NASCAR). A lot of large corporations, such as Duke Energy and Bank of America, are headquartered in this area.

The local sports scene is very lively and full of events all year round. The Charlotte Hornets, a professional NBA basketball team, makes their fans come together and cheer on the buzzy basketball courts throughout the basketball season.

Plus, Charlotte Motor Speedway draws a large number of people to this lovely place each year. Located in downtown Charlotte, the famous NASCAR Hall of Fame offers interactive experiences and a variety of exhibits.

If you’re planning to rent or buy a home in Charlotte, take a few minutes to go through the listings and find the best housing options on the market.

Purchasing a Home in Charlotte, North Carolina

Your best bet is to hire an expert agent familiar with the local housing market and the latest trends in a particular area. Consider having an agent and/or attorney by your side during the house-buying process. The agents serve as a ‘private support’ for the buyer and seller alike.

In addition to identifying pitfalls in your agreement, an agent will conduct your transactions. The attorney will examine tax considerations as well as local regulations. All of this will increase your chances of finding the right opportunity.

Unlike most metropolitan areas in the United States, Charlotte doesn’t command extremely high home prices.
While some people prefer to live in a costly business district, others are looking for more affordable options on the outskirts of Charlotte. Many employees commute to this big city from nearby smaller towns and suburbs.

Popular Neighborhoods

Madison Park, Midwood, Stonehaven, and Berewick are popular among those in search of affordable houses. However, housing prices vary widely in these three neighborhoods between $220,000 and $450,000 or more.

  • Madison Park features different amenities for families and tree-lined quaint streets.
    Berewick is suitable for people wanting to buy a brand-new house, as there are a lot of new homes in this neighborhood.
  • If you are one of those people who live in active communities, Midwood could be a good choice for you. You will find many people biking, skateboarding, or playing with their kids outside throughout the day.
  • Stonehaven is a great option for people whose budget is limited but still crave amenities Charlotte offers to its residents, including swimming pools, playgrounds, basketball courts, and clubhouses. Most importantly, there are lots of cheap houses for sale in this small neighborhood.

Renting to Own a Home in Charlotte

Not everyone can afford to buy a home at once. Rent-to-own is helpful for people unable to save or borrow money for a down payment right away. However, it is not always a favorable option. Those who can’t buy a home upon ending their tenancy may lose money accrued toward their rent premiums.

Don’t rush into signing a rent-to-own contract. Before you start to look for a home to lease and enter into a contract, consider your chances of getting pre-approved for a home loan. This can prevent you from wasting time and money renting a home you cannot eventually afford.

Some homeowners face foreclosure. If you are interested in purchasing a house in foreclosure, be wary of repair costs and potential problems. Also, bear in mind that you will not be able to enter into a rent to own agreement when purchasing foreclosed homes.

Living Expenses

When it comes to the cost of living, Charlotte is at the same level as cities in North Carolina as well as in most places throughout the country. Let’s take a look at the main living expenses.

  • Generally speaking, the costs of services, goods, housing, and healthcare are a bit lower than the national average.
  • Transportation expenses and grocery prices are equal to national averages.
  • The cost of utilities in Charlotte is a bit above the national average.

You’ll find a significant price diversity in restaurants and grocery shops throughout the city. The same is true for homes. There are both small houses selling for $100,000 and luxury villas for more than $1,000,000.


The city of Charlotte features 3-lined neighborhoods, the NASCAR Cup Series, and an entertaining sports scene. Besides, this big hub of business is home to several large corporations.

If you are looking for a home in Charlotte, bear in mind that prices vary greatly between neighborhoods. While some homes can be found in the city center, most people live in more affordable, smaller neighborhoods near or within the city. So, you need to choose a neighborhood that suits your budget and your lifestyle as well.

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City of Charlotte, NC Demographic Information

  • Population:607,295
  • White Population:368,242
  • Black Population:186,756
  • Hispanic Population:41,682
  • Asian Population:20,160
  • Hawaiian Population:307
  • Indian Population:2,175
  • Other Population:19,862
  • Male Population:298,106
  • Female Population:309,189
  • Avg House Value:$162,546
  • Avg Household Income:$50,607

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