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The city is famous as home to the Ohio State University (OSU), Columbus is the Ohio state capital and place to the Ohio General Assembly. Inhabited in the north along the Olentangy River. Football fans over the state cheering on the OSU buckeyes every year, attending games and carrying scarlet and gray to display their positive support for their local college team.
Buying a Home in Ohio
There is a program that tends to help low-income residents leap from tenant to homeowner offers the first time homebuyer to assist them. To fit for the program, you have at least a credit score of 640, use an approved lender, and acquire property within chosen areas. This will put restrictions on the homes that you may purchase while taking support from this program. Still, if you need help ensuring your down payment, this is an essential source.
Ohio also protects future homeowners by asking sellers or agents to disclose particular facts about a home’s condition by the Residential Disclosure Law. And it would be best if you always had a meticulous inspection performed before buying a home, and this disclosure is especially essential when purchasing a beforehand owned home.
Popular Communities in Ohio
There are great cities here to look for like Cincinnati and Columbus when relocating to Ohio. Furthermore, some of these best communities are located in smaller towns. If you are enjoying the grace of small-town living and seeking a safe area to nurture your kids, Bryan is an ideal choice city. Minimal crimes are committed here, and most parents would appreciate that the public schools are considered to be outstanding. Madeira is another small town with equal benefits for families.
If you require living next to a big city for work reasons, look to the areas for secured neighborhoods with affordable homes. For example, the Cleveland area named Olmsted Falls is frequently touted as one of the best cities to settle in the state due to its walkability and a famous, well-known shopping district. This part is also one of the safest areas in the country.
Rent-to-own vs Purchase
You’ll typically spend less on housing in Ohio when you become a homeowner. Still, you can find fairly-priced homes in about each region of the country. If you do not have the down payment or credit history required to fit for a mortgage, rent-to-own or a lease option may be your next best option.
This can pave a less stressful route to homeownership. You have the opportunity to elevate your credit score and to fulfill some other requirements. It is an exclusive arrangement that allows you to become a renter while allowing the option for future acquisition. Depending on your contract, the option to apply rent to a future purchase may also be an option.
Cost of Residing in Ohio
It’s only 10 percent lower than the general average of overall expense in living in Ohio. It is usually a representation of the low cost of housing, which is more than 30 percent lower than the national average. All other rates are similar to the national standard, but some towns are more affordable than others. The added benefit to purchasing a low-cost home is the ability to stretch one’s budget.
Summary
Ohio is a Midwestern country positioned on the southern edge of Lake Eerie. While citizens experience a lot of snow and icy weather in the wintertime, the summertime is warm, and four seasons are represented each year. Various cities are offering many work possibilities. Still, some of the most reliable areas are in small towns spread all over the state. Most citizens enjoy cheering on the Ohio State Buckeyes throughout the football season, and the Ohio State University draws a lot of new residents of college-age.
Reported Annual Crime In Ohio
| Statistic | Ohio | National |
|---|---|---|
| Murder | 551 | 19131 |
| Rape | 4096 | 86726 |
| Robbery | 6502 | 152431 |
| Assault | 5693 | 277038 |
| Violent Crime | 8848 | 370388 |
| Burglary | 17989 | 468957 |
| Theft | 56566 | 1063593 |
| Vehicle Theft | 10656 | 301970 |
| Property Crime | 64956 | 1216038 |